Twelve months.
Zero interest.
Gold shouldn't wait for a bonus. Lock today's rate on any piece in the store and pay it off over a year — at exactly the price on day one.
From counter to keepsake
Choose your piece
Pick anything on the counter — gold, diamond or silver — or place a custom order.
Lock the first-day price
We weigh it, price it at today's rate, and write that number on your plan. It never changes.
Pay monthly, interest-free
Split the locked price over up to 12 months. No interest, no fees, no credit check.
Take it home
Clear the balance any month you like — early is fine — and walk out with your gold.
A ~30 g bridal set, on the plan
Say the set prices at $6,000 on the day you visit. Here's the entire cost of financing it with Akira for a year — compared to what a card would add.
Figures are illustrative. Card comparison assumes 20.99% APR carried for 12 months.
Fair questions, straight answers
What if the gold rate goes up during my plan?
Nothing changes for you. Your price was locked on day one — that's the whole point of the plan. If rates climb 10% over the year, you still pay the first-day price.
Is there really no interest or hidden fee?
None. The locked price on your plan paper is the total you pay. We make our margin on the jewellery, not on financing.
Can I pay it off early?
Any time. Clear the balance in month 3 or month 12 — the price is the same and the piece is yours the day you finish.
What happens if I need to cancel?
Come talk to us. Payments made can be moved to another piece or settled as gold value — we resolve it across the counter, not in fine print.